Resumption of federal student loan collections—as part of the new government plan to collect from borrowers in default has started... and may impact your ability to pay your mortgage. Is there help? With the aid of an attorney and CPA you may have alterntivies. If finding a less expensive place to live is recomended by those professtionals, I can help make that happen. You'll need an experienced

Short Sale: Not as Scary as It Sounds for Your Credit Alright, so you're in a tough spot with your mortgage. Maybe you've lost your job, had some unexpected expenses, or the value of your home has just tanked. Whatever the reason, you're underwater, owing more than your house is worth, and struggling to keep up with payments. Foreclosure might seem like the only way out, but hold on a sec! Hav

Moving toward a Balanced Market for Buyers vs Sellers The current months of inventory in Carteret County is 5.53, which indicates a balanced (abet shifting) market. This suggests that the supply of homes is fairly aligned with demand, providing a stable environment for both buyers and sellers. A balanced market typically allows for more negotiation opportunities than a seller's market, witho

If you’re juggling student loan payments and a mortgage—and it’s just not working—know this: there may be a way out that protects your future. A short sale might be a good option if your mortgage feels impossible to keep up with. It allows you to sell your home for less than what you owe on it, without the damaging effects of foreclosure. It’s not right for everyone, but for some, it’s a smart wa

Student loans aren’t just a line on a budget anymore—they’re back, and they're affecting real lives. Many people are now facing a tough choice: pay the student loan bill… or the mortgage. It’s a situation that’s creating serious stress in households across our area. And the government isn’t waiting around. For folks who fall behind on student loans, wage garnishment could be just around the corne

If you’ve been reading real estate headlines lately, you might feel like you’re getting mixed messages. Some agents are saying “it’s a great time to sell!” Others are encouraging buyers to jump in while they can. So… which is it? Here’s the truth: no one—not even a seasoned real estate agent—can predict the market with 100% certainty. We don’t have a crystal ball. What we can do is look at the cu